Planning for Dental Costs
One reason to have insurance of any kind is to protect against potentially high out-of-pocket costs associated with events that may or may not happen. From the insurer’s perspective, the lower the likelihood of a dreaded event happening, such as a house fire, the less the insurance will cost. Each payout may be high, but since there won’t be very many of them, insurers can charge lots of people low premiums and still make a profit. Homeowners don’t mind paying on a policy tha