Our mission is to guide our clients through life’s many transitions. Change creates stress, both emotionally and financially. Our goal is to guide our clients through a disciplined process to optimize positive outcomes.
We understand the challenges families face today, from managing debt to saving for college or retirement, these personal finance challenges can be overwhelming.
Our commitment is to develop a personalized strategy utilizing our extensive experience enhanced by cutting edge technology to help you achieve your goals. We believe in thinking “outside the box” and are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. Our work, commitment, and efforts are focused on you, your family, and your financial well-being.
WILLIAM (BILL) LIBERTI
Chief Executive Officer
Bill, has over 30 years of industry experience providing financial and wealth management services. Beginning his career at Shearson Lehman Brothers in 1987, Bill witnessed first-hand the “Black Monday - Crash of 1987” from the 103rd floor of the World Trade Center. This experience has influenced his risk mitigation strategies and provided a foundation for his investment philosophy.
Bill worked at C&M, Inc. from 2006 until 2021. Since then, he has built a team with the purpose to provide his clients with a breadth of financial guidance. In addition, he has developed the WealthFX1 process that he uses for life events like divorce, retirement, career change and more. WFX is a client-advisor approach which furnishes clients with a panoramic view of their unique financial situation and avenues to facilitate enriching their lives. In recognition of his passion for enriching his clients’ lives, Bill has been honored and named a Five Star Wealth Manager consecutively since 2013.
In 2021, Bill decided to open his own firm, and that is how Wealth Effects was born.
Prior to entering the financial services industry, he spent four years in the U.S. Air Force, reaching the rank of Captain. He holds a degree in Aeronautical Engineering, and attended the Carroll School of Management MBA program at Boston College. Bill has always been active within his community, having served for several years as a board member for both St. Raphael Parish School and Arlington Catholic High School. He is also the founder, Treasurer, and a current board member of the Essex Bay Sailing Club, a non-profit dedicated to teaching children to sail.
AND OUR PROCESS
The power of our process ensures that we never lose sight of the major aspects to achieve your financial goals. The most important things- your FAMILY, CAREER, and AVOCATIONS are the “why” we focus on what matters. Money is the “how” you accomplish what matters. Control is the lever to manipulate the “how” (money).
Now things beyond our control aren’t worth focusing on; however, we can establish a philosophy, develop a plan, and initiate a process to provide a good level of control. Planning encompasses the strategy of wealth, risk, tax and debt management, while the process is the execution of clarifying situations, designing solutions, and deploying tactics. Our WealthFX process enriches lives by providing control so that you achieve what matters.
We know that what matters to one individual is different from another based on unique wants, needs and desires, their stage of life, priorities and goals. “Investment Planning” typically boils down to cookie-cutter investment mixes and generalized guesswork regarding your financial needs, which ends up being vague and impersonal.
Our process, the identifies critical issues concerning your particular life events and develops actionable strategies that clarify situations, designs personalized solutions and creates unique tactics just for you.
Since wealth affects every aspect of your life shouldn’t you have a process that addresses all that matters?